FinKit for Mac OS X

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FinKit is a flexible and intuitive financial calculator that lets you solve all sorts of problems involving the time value of money.

What's new in version 3.3.3?

  • added new life tables for Belarus (2013), Spain (2010-2012) and Japan (2010-2012)
  • fixed a bug in the Zero-Coupon Bond Yield calculation
  • interface bug fixes

System requirements

FinKit requires Mac OS 10.5 or later and is compatible with Leopard, Snow Leopard, Lion, Mountain Lion and Mavericks.

Calculations

FinKit provides 55 different financial calculations and does on the fly currency conversions between 182 currencies. It includes hundreds of life tables for 40 countries from all over the world.

FinKit is localized in English, French, Italian and Dutch.

 

 
Purchase 29$

 

Swiss Army Knife

 

Screenshots

Arrow Assets
Arrow Bonds
Arrow Dates
Arrow Interest
Arrow Life
Arrow Loans & Leases
Arrow Options
Arrow Payments
Arrow Rates
Arrow Miscellaneaous
Arrow Tools







Click on the thumbnail pictures to view a full size screenshot or click here to browse through all available screenshots.

Help

Click here to browse the FinKit Help.

 

Assets

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Capitalized Cost

Choose rationally between alternatives by taking into account the cost, useful life, salvage value and maintenance cost of assets.

 

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Classic Depreciation

  • straight line
  • declining balance
  • declining balance with straight line crossover
  • fixed percentage
  • sinking fund
  • sum of digits
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MACRS Depreciation

  • declining 200 %
  • declining 150 %
  • straight line other
  • straight line real

 

 
Bonds
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Bond Book Value

Find the previous and the next coupon day of a bond, find its initial book value and market quote, whether it is purchased at a premium or a discount, and find the remaining coupon payments.

 

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Bond Duration

Calculate the Macaulay duration and the modified duration of a bond.

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Bond Price

Calculate the purchase price, the market price, the accrued interest and the market quote or the yield to maturity of a bond, using either the required yield or the market quote, respectively.

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Bond Yield

Calculate the current yield, the average yield and the yield to maturity of a bond.

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Zero-Coupon Bond Price

Calculate the purchase price and the market quote of a zero-coupon bond.

 

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Zero-Coupon Bond Yield

Calculate the purchase price and the semiannually compounded yield to maturity of a zero-coupon bond.

 
Dates
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Time between Dates

Calculate the exact and approximate time between two calendar dates.

 

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Term Date

Find the date that is a given number of days in the future or the past from a given date.

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Date Series

Generate a series of periodic dates using multiple date ajustment options and see what the intervals are using different day count conventions.

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Year Fraction

Calculate time between dates as a fraction of a year using six different day count methods.

Find out how many full leap years and leap days lie within the given period.

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Periods and Days

Calculate the number of full periods and the number of stub days between two dates.

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Bank Holidays

Calculate the dates of bank holidays for the years 2000 to 2050.

 
Interest
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Simple Interest between Dates

Calculate simple interest between dates using periods and days.

 

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Actuarial Interest between Dates

Calculate actuarial interest between dates using periods and days.

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Compound Interest between Dates

Calculate compound interest between dates using either a fixed or variable rate.

Choose between six different day count conventions and four interest rounding options.

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Compound Interest Factors

Calculate eight compound interest factors and create interest tables using discrete or continuous compounding.

 

 
Life
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Probability

Calculate the probability of survival or death within a given time span.

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Pure Endowment Premium

Calculate the discounted value of a pure endowment.

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Pure Endowment Payment

Calculate the expected payment for a pure endowment.

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Whole Life Annuity Premium

Calculate the net single premium for a whole life annuity.

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Whole Life Annuity Payments

Calculate the payments for a whole life annuity.

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Temporary Life Annuity Premium

Calculate the net single premium for a temporary life annuity.

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Temporary Life Annuity Payments

Calculate the payments for a temporary life annuity.

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Whole Life Insurance

Calculate the net single premium for a whole life insurance.

 

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Temporary Life Insurance

Calculate the net single premium for a temporary life insurance.

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Temporary Endowment Insurance

Calculate the net single payment of a temporary endowment insurance.

 


Loans & Leases

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Installment Loan

Calculate the periodic payment for a standard loan and create an amortization schedule.

 

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Rule of 78 Loan

Calculate the periodic payment for a Rule of 78 loan and create an amortization schedule.

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Balloon Payment Loan

Calculate the periodic payments for loans in which at the end of the loan, there is still a non-zero final amount due to the lender.

 

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Interest Only Loan

Calculate the periodic payment for an interest only loan and create an amortization schedule.

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Fixed Principal Loan

Calculate the periodic payment for a fixed principal loan and create an amortization schedule.

 

 

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Sinking Fund Loan

Calculate the periodic payment for a sinking fund loan and create an amortization schedule.

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Prepaid Interest Loan

Calculate the first and successive payments for a prepaid interest loan and create an amortization schedule.

 

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Extra Principal Payments Loan

See the effect of rounding up the payment amount an of making periodic extra payments.

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Credit Cards

Find out how long it will take to pay off a debt using different payment options.

Payments can be either a fixed amount or a percentage of the debt, combined with a minimum payment.

 

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Equipment Lease

Calculate the periodic payments for leases and compare how different residual values and advance payments affect the periodic payments.

 
Options
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Black Scholes Option Pricing

Calculate the price of a European style option.

 

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Black Scholes Implied Volatility

Calculate the implied volatility for a given option price.

 
Payments
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Single Payment

Calculate the present and future value of a single payment.

 

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Periodic Payments

Calculate the present and future value of a series of payments.

Payments can change by a percentage or a fixed amount.

 
Rates
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Effective Rates

See how different compounding frequencies affect the effective annual rate.

 

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Equivalent Rates

Compare rates stated at different compounding frequencies to see which is lowest.

 
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Periodic to Annual Rates

Convert a given periodic rate to the corresponding nominal or effective annual rates.

 

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Inflation and Taxes

Calculate the real rate of return after inflation and taxes.

Find out what your investments will be worth in today's money.

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Find Rate

Find the nominal and effective annual rate for single and periodic payments such as loans.

 

 


Miscellaneous

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Annuity

Calculate periodic payments, present and future value for all kinds of annuities:

  • ordinary annuities
  • general annuities
  • due annuities
  • deferred annuities

 

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Perpetuity

Calculate present value and total paid for an infinite series of payments.

Payments can change by a percentage or a fixed amount.

 
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Sinking Fund

Calculate the periodic payments that will accumulate by a specific future date to a specified future value.

 

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Savings Goal

Find out how long it will take to reach a savings goal when making periodic deposits.

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Periodic Withdrawals

Find out for how long you can continue to make periodic withdrawals from an account until it is depleted.

 

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Fractional Withdrawals

Find out for how long you can continue to make fractional withdrawals from an account until it is depleted.

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Investments

Calculate the future value of a series of periodic investments

 

 


Tools

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  tables

Variable Interest Tables

Manage and edit the bundled variable interest rate tables or add your own.

FinKit interest tables are updated monthly.

     
  life tables

Life Tables

Explore the data of the available life tables files.

New and updated life tables are added on a regular basis.

     
  currencies

Currency conversions

In all of the above calculations that use amounts, instant currency conversions can be done by simply switching to another currency.

The Currencies window is used to specify a symbol to be used instead of the ISO code, edit the currency's Euro exchange rate (for non-EMU currencies), select a different rounding and add or remove the currency from the Currency menu.

Commonly used currencies can be updated online. FinKit lets you choose from 182 different currencies